By Steve Habegger AmyBSells Team Certified Distressed Property Expert Short sales and foreclosures have become dirty words to the average person.  But in my experience and education, I’ve found that there are many average people who are unfortunate enough to encounter these realities.  Too many homeowners are making decisions without proper information. That is why I have become a Certified Distressed Property Expert (CDPE) for the AmyBSells Team. A CDPE is a real estate professional with specific understanding of the complex issues that confront homeowners in distress. Through comprehensive... [more...]

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We’ve had no shortage of snow this month, and it’s never too late to review winter safety. It’s important to be prepared for this or the next (or the next…) episode of winter weather. Keep an eye on the amount of snow collected on your roof, especially if it’s old snow. Ten to twelve inches of fresh snow is only equal to about one inch of water, but 3-5 inches of packed snow is the same. The Institute for Home Building and Safety says no need to worry about anything under 4 feet of fresh snow, but more than 2 feet of old/packed snow could be be dangerous. Most likely... [more...]

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Here’s a scenario: You bought your house a few years ago, and you NEED to move — whether it’s for a job relocation, a lost job, a divorce, or other life changes. You need to do it now because there’s no other option, but you owe more on your property than it’s worth and you’re going to need to bring a large amount of money to the table. Or, perhaps you’re in a situation where you need money due to a lost job or sudden major healthcare costs. What do you do to get money in an emergency? Well, first and most important, you need to SAVE as much as fast as you can starting today.... [more...]

Recently we discussed FHA changes (please review them here), but there are some important points to take away from the changes. (The changes include higher MIP up-front, higher credit score needed for a lower downpayment, a cap on seller concessions and more lender reinforcement.) First of all, the changes in upfront Mortage Insurance Premium to 2.25 percent will matter earliest. Our lender sources have informed us that this change is taking place April 5. The other changes follow this summer, according to the FHA. Translation: more money up-front. Basically, this means don’t wait. If you’re... [more...]

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We’ve taken an unofficial survey of friends and the internet to uncover Cincinnati’s most romantic spots. And after careful consideration, here’s what we came up with. Fountain Square: With the breathtaking Tyler Davidson Fountain (it’s actually called The Genius of Water) and its downtown surroundings, Fountain Square is a charming spot. The ice-rink is open (weather permitting), and offers 2-for-one skating on Valentine’s Day. Perhaps take tuo amore to Via Vita for some Italian cuisine. Visit  www.myfountainsquare.com for other info, as well as live open/closed... [more...]

7-day stats for Single Family properties in CINCINNATI, OH45208 as of February 5, 2010 Median List Price $329,900 Average List Price $454,756 Total Inventory 169 Price per Square Foot $158 Average Home Size 2,150 Median Lot Size 7,318 Average # Beds 3.39 Average # Baths 2.54 Homes Absorbed 4 Newly Listed 8 Days on Market 226 Average Age 25  Read More →

Amazon.com has released a list of Most Romantic Cities, and Cincinnati comes in at a sweet number 15. The ranking is based on the citywide amount of purchases of products in “romantic” categories since January 1, 2010. The rankings were determined on a per capita basis in cities with more than 100,000 people. The categories include purchases in romance novels, romantic comedy DVDs, sex and relationship books, sexual wellness products and, believe it or not, Barry White CDs. Cincinnati is ready for romance this Valentines’ Day. Florida scored the most spots with four cities in... [more...]

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