Wherever there is free money, there are people trying to take advantage. Reports have shown that fradulent applications for the $8,000 tax credit have caused the IRS to need to go back and investigate all the already-filed claims as well as check all future ones more carefully. This simply means that the receipt of your tax credit will probably be delayed. This will probably be true for people who filed amendments to their 2008 returns, and will also probably be true for those who file for the credit with their 2009 returns. The reason this happened? Likely because the paperwork is so simplistic... [more...]

Saturday is Halloween! It’s great for families to enjoy their Trick o’ Treating on a weekend. Local weather forecasts include temps in the 50s and a chance of rain, so you may want to plan accordingly. If you’re expecting Trick o’ Treaters, make sure you’ve bought your candy. According to a reader survey on Cincinnati.com, Reese’s candy rates the highest with Snickers coming in second. Sugar Daddies and Whoppers came in with the fewest votes. Here is your local neighborhood’s Trick o’ Treat schedule. Please note that all times listed are for Saturday,... [more...]

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Reports from the US Senate have shown that key Senators have said they will support an extension to the homebuyer tax credit, which is set to expire at the end of November. On Tuesday the Senate proposal of the extension cleared a procedural hurdle. On Wednesday a deal reached by some Senators ironed out some potential details of the extension. It could potentially be an amendment to a bill pertaining to unemployment, but it is unclear whether or not it will be included as an amendment. There is no vote on this measure scheduled as of now, but Senators who back the bill say it could be coming very... [more...]

This week in Montgomery The median list price in Montgomery this week is $329,000. Inventory is tightening and days-on-market is falling. The Market Action Index shows demand heating up. These are relatively bullish signs for prices. Supply and Demand Home sales have been exceeding new inventory for several weeks. However because of excess inventory, prices have not yet stopped falling. Should the sales trend continue, expect prices to level off soon and potentially to resume their climb from there. Watch prices as the market transitions from a Buyer’s market to a Seller’s market. Market... [more...]

Did you know small homes are popular? It’s called the “Small House Movement,” and it’s very real for some people, to different degrees and for different reasons. There are two big forces in the country right now: The Economy and The Environment. These forces are causing people to buy more fuel efficient cars, for instance. It’s also leading people to favor smaller houses. In terms of home building, home sizes fell every quarter of 2008, ending up with new homes 7% smaller overall from the previous year — the first year of declines since 1994. Not only is it more... [more...]

This week in Oakley The median list price in Oakley this week is $198,000. The Market Action index has been trending down lately, while days-on-market is climbing, providing mostly bearish signs for the market. Supply and Demand In terms of supply and demand, the market is getting cooler – more supply is coming on the market relative to the sales demand. However, in recent weeks prices have been moving higher. Since it is technically a Buyer’s market, this price trend may be a result of improved quality (newer, larger homes) of the homes being listed. Market Action Index Price Price... [more...]

This Week in Mt. Lookout The median list price in Mt. Lookout this week is $327,400. Inventory is tightening and days-on-market is falling. The Market Action Index shows demand heating up. These are relatively bullish signs for prices. Supply and Demand Home sales have been exceeding new inventory for several weeks. However because of excess inventory, prices have not yet stopped falling. Should the sales trend continue, expect prices to level off soon and potentially to resume their climb from there. Watch prices as the market transitions from a Buyer’s market to a Seller’s market. Market... [more...]

This Week in Hyde Park The median list price in Hyde Park this week is $359,900. Inventory has been lightening lately and the Market Action Index has been trending up. Though days-on-market is increasing, these are mildly positive indications for the market. Supply and Demand Home sales have been exceeding new inventory for several weeks. However because of excess inventory, prices have not yet stopped falling. Should the sales trend continue, expect prices to level off soon and potentially to resume their climb from there. Watch prices as the market transitions from a Buyer’s market to... [more...]

I asked Debbie Swain at Chase Legal Title: Why should people get title insurance? “Title insurance protects what most would consider their largest and most important investment they will ever make,” Debbie says. Title insurance helps protect your real estate investment. Lenders will take care to make sure they minimize their risk when lending a buyer money; they check your credit to determine your ability to repay a loan. They also require that the title be acquired correctly and safely. Policies set by the lender protect their interest in the event there is an unknown title defect... [more...]

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