Calling all young professionals — did you know Cincinnati ranks #18 among US cities for young professional living? Forbes magazine has ranked the top 40 cities for young professionals, and Cincinnati’s rating comes from it’s combination of quality companies, good starting salaries and reasonable cost of living. Local YP ‘guru,’ Clara Rice, says “this accolade just gives further proof that Cincinnati is a city on the rise and will be a great help in recruiting and retaining YP talent. With the Banks and the Streetcar both moving forward, this is only a preview of things to come.... [more...]

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If you are thinking of getting a home loan, you should know your credit score. In this market, it’s important to keep a good credit score if you can. If you’re a first-time buyer thinking of entering the market you will need a good credit score to get your loan. What’s a great score? 750 or higher. The Federal Reserve defines 5 questions, for which the answers will determine your score: Do you pay your bills on time? What is your outstanding debt? How long is your credit history? Have you applied for new credit recently? How many and what types of credit do you have? I recently chatted... [more...]

Psychologist Elizabeth Kübler-Ross defined five psychological stages of grief. (Typically, we hear of these five stages used when a loved one is lost, or a person is experiencing a tough personal problem, like a divorce or an illness.) In the case of real estate, there are similar stages for sellers in this current market. Let’s go over these stages for sellers. Knowing this in advance, before you list your home, can help you deal with the realities of selling in this market. Knowing the stages now will help you identify where you are on the scale and help you move toward getting your home SOLD! DENIAL ... [more...]

To: Amy Broghamer From: Terry Monnie Re: “Do I need a Realtor if I build New Construction?” Amy, I read your message with interest and should like to add that it is equally important for buyers to have legal representation when buying or building ‘new construction’ for the following reasons: TAXES: Most builder contracts are very one-sided in favor of the builder and often contain provisions that are very detrimental to purchasers. Chief among these is the normal builder contract provision concerning the prorationing of taxes at closing. Most builder contracts provide that taxes... [more...]

YES, YES, YES! New construction is plentiful in Cincinnati and Northern Kentucky, and you may be considering buying a newly built home. New construction has a ton of advantages, but many buyers make the false assumption that they can save money by not using their own Realtor when purchasing a new home. This is a huge misconception! Why buyers don’t think they need their own representation with a Realtor.. Many buyers assume that the builder’s rep will help them with the purchase of their new home. They also assume that working with the internal representation will result in getting a better... [more...]