While this morning at 8am the Ohio Housing Finance Agency Temporarily Discontinued it’s Down Payment Assistance Programs, there are still plenty of great first time buyer financing out there. You just need an informed and educated Realtor and Lender to identify your opportunities and options. For any buyer, first time buyer or repeat buyer, there are 100% financing opportunities for Veterans, Doctors and Attorneys. There are Rural housing and county grants available (although income is a qualification.) Sharon Natarus with Wells Fargo, the safest bank in the US, suggests: ” Please... [more...]

Shaw Farm has lots of these! I have lived in the Cincinnati area all of my life and every year, we make the trek out to Milford to the Shaw Farm. It is a literal zoo out there in October. From pumpkins to gourds, mums, apple cider, petting zoo with donkeys, puppies, goats and chickens -Shaw farm is a great place for kids. They have lots of play areas, live music in the barn and concessions. If you have kids, it is a great place to enjoy an hour or two. For me, it is the pumpkin selection that is the best, small, medium, large, xl, white, green you name it they have it! Affordable and great,... [more...]

This beautiful Victorian Painted Lady is as cute as anyone could imagine inside and out! What: 2008 Columbia Tusculum Historic Home Tour When: 1-6 p.m. Sunday, October 12, 2008 Presented by: Columbia Tusculum Starbucks Tour 16 homes, churches and other architectural gems in Cincinnati’s Oldest Neighborhood. See multi-hued painted ladies, gracious Victorian town homes and some of the city’s most stunning views. Included: Art Show Free Lecture by Margo Warminski, Preservation Director for the Cincinnati Preservation Association. Free neighborhood shuttle service. Tickets are $15 and... [more...]

Cincinnati Skyline Cleveland OH Columbus OH Pittsburgh PA San Antonio TX Indianapolis IN Nashville TN New Orleans LA St. Louis MO Charlotte NC Cincinnati OH Cincinnati Ohio is ranked #10 on a list of the Least Expensive places to live in the USA. Great news for buyers looking to take advantage of the buyers market today in Cincinnati! The article published on Forbes.com suggests that the average mortgage in the area is $1353.00 a month. The mid-west accounts for 7 of the 10 locations. Other notable mid-western cities include 5. Indianapolis, IN 3. Pittsburgh, PA and 2.Columbus OH. In fact... [more...]

Here is a link to a really good, simple explanation of what is and has happening in the mortgage market today. Each time I’d hear about Freddie or Fannie and the mortgage meltdown, my head would start to hurt because I didn’t really understand the basics of the problem. Finally, below is a site that should be named “Mortgage Meltdown 101.” This slide show breaks it down to the lowest common denominator — me — using stick figures and common language. There are a few four letter words, but nothing too drastic. I encourage those who were as confused as me to... [more...]

Things in the financial markets and the economy have been a little crazy in the last few weeks. This is why I take this opportunity to circle back around and remind you that THIS IS AN AMAZING TIME TO BUY A HOME! I wanted to share with you some past history about the way rates were over the last 20 years and at their height in the 80′s and how they compare to rates today. If you just look at a $200K loan payment and compare the monthly payments based on the rates, you will find that… Today the rate is 6%, and you would pay $1199.10 on that loan per month Over the last 20 years, the... [more...]

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